Visa Poker Sites
Visa is one of the most popular online poker deposit methods in the world. It is accepted by all poker sites. This includes offshore sites that accept U.S. players.
While Visa in a flawless deposit method in Europe, Canada, Mexico, and the rest of the world, it has some problems in the U.S. Visa does not allow American poker deposits to offshore sites. This means that online poker rooms must get creative. This includes fooling the banks into processing these deposits. These will often show up as goods or services purchased at an online retail site, not a poker deposit. It is important to know this when checking your statement.
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Some poker sites will charge a fee to deposit by Visa, especially for Americans. This can be as high as 5% of the deposit.
Visa has yet to adopt regulations for regulated U.S. poker sites. This means that there is a low acceptance rate as regulated sites in Delaware, Nevada and New Jersey do not miscode the transactions to increase the acceptance rate. Visa leaves the decision up to the banks and few have decided to allow their cards to be used, even though the industry is perfectly legal in these states.
Visa deposits made by credit card at regulated sites will incur cash advance fees. Debit transactions and those made at offshore sites do not as the funds are taken directly out of a bank account.
Players in regulated states will likely need to find an alternative method, such as electronic check or Mastercard, since many Visa banks are not cooperative.
Americans that deposit by Visa will not be able to receive withdrawals back to the card. An alternative method must be chosen. For offshore sites, the options include a prepaid debit card, check or cash transfer. Regulated sites will send an electronic check or paper check to pay a withdrawal request.
Players outside the U.S. can often receive withdrawals directly back to their Visa card. An authorization form must be submitted before a Visa deposit can be withdrawn.
Players outside the U.S., as well as players in Delaware, Nevada, and New Jersey, have an additional option to deposit by Visa if it gets declined. Ewallets like Neteller and Skrill accept Visa as a funding option. These are processed as purchases, not cash advances. Unfortunately, ewallets may charge a fee as high as 3% to process a deposit by Visa credit or debit cards.
U.S. Poker Sites that Accept Visa
All U.S. poker sites accept Visa as a deposit option. Many bank issued ones will get declined. The easiest and least expensive solution is to go to a store and purchase an international Visa debit card. These are sold under the Green Dot and Netspend brands. These work at regulated and offshore sites.
You can also use Visa to make a deposit by Western Union or MoneyGram. This can be done right on the company’s website. To deposit by Western Union or MoneyGram, contact the poker room to get the receiver’s name and location. Make sure to make the deposit quickly as this information changes often. Poker sites will pick up the fees on deposits of $300 or more. Credit card deposits by Western Union and MoneyGram incur a cash advance fee. To avoid this, you can initiate the transfer in cash at an agent’s office. These are usually at grocery stores and check cashing locations.